Insurance policies for mobile screens cover damages caused by natural disasters, strikes, riots, breakdowns, accidents, etc. Due to their high price, smartphones are at risk of being burglarized, stolen, or lost. The best policies also cover these incidents in terms of repair and replacement costs.
The following are some of the most comprehensive mobile Samsung insurance plans available in India –
- An annual premium of Rs. 499 starts at a nominal level.
- With this mobile protection plan, you can get comprehensive financial coverage of up to Rs. 10,000.
- You can pay the premium amount online using your preferred payment method instead of visiting a branch.
- Online applications are easier and quicker to complete.
- Claims are also less complicated. The Samsung insurance provider must be notified within 24 hours of screen damage.
- You only need to provide a few essential documents to complete the claiming process. The list includes a copy of the FIR in the case of theft or burglary, a copy of a bill or an invoice, and a completed claim form.
- Contact their customer service department if you need assistance regarding your coverage plan.
There is also some exclusion in a phone insurance policy that you should be aware of. Check the insurer’s terms and conditions before buying a plan. Choose a trustworthy company that offers customised insurance plans.
The definition of the best mobile insurance company depends on the users’ requirements and the coverage offered. A variety of mobile insurance companies in India cover Samsung phones. However, choosing a company that provides the best coverage for Samsung phones at an affordable premium is important. The following coverage is available with Mobile Protection Plans for Samsung phones:
- Dropping or spilling liquids on the handset can cause accidental damage.
- Mobile handset screen breakdown coverage includes repairs and replacements due to unforeseen electrical or mechanical breakdowns.
- Among its features, F-Secure Device Security provides antivirus and anti-malware protection, SIM card lock (if the SIM card is removed, the phone will be locked), app auto-scan, and fraud protection for websites.
- Guaranteed coverage of 100% of handset or invoice value.
A Samsung insurance policy is a much smaller protection plan for your mobile. It helps you to indemnify financial losses that can incur when you damage your smartphone or device screen. There are similar plans for the protection of your tablet and laptop as well.
You can also get coverage for liquid and accidental damage to your mobile device screen if your mobile protection plan covers it. However, a mobile protection plan will not cover damages caused by pollution or contamination of your device.
Depending on the cost of your device, the price of your Samsung insurance policy will vary. Usually, the maximum coverage offered will not exceed the price of your device. In case you need device repairs, you are required to pay the standard deductible charges expressed as a percentage of the cost of that device. Furthermore, claims will be based on the depreciation rate of your device. The depreciation rate is calculated based on the usage period of your device.
Small-scale mobile protection plans cover all of the damages listed above. In addition, you might receive a limited-time, free subscription to popular channels like Zee5, GaanaPlus, and the F-Secure antivirus and malware protection software (depending on availability).
This is a bite-sized insurance plan that’s the first step to availing protection from an insurance policy for millennials who may be apprehensive about purchasing a full-blown Oneplus insurance policy. The first step to availing protection through an insurance policy can be to invest in a bite-sized insurance plan for millennials, who are often hesitant about purchasing a full-blown policy.
An ideal mobile Oneplus insurance policy should cover all accidental and mechanical damage. However, naming just one online mobile insurance plan as the best is quite difficult. The following features are included in a mobile screen Oneplus insurance policy with suitable coverage benefits –
Having a high insurance value
On the best policies, extensive financial coverage is available for screen damages caused by any of the following –
Accidental breakdown.
- Mechanical breakdown.
- Electrical breakdown.
There is also coverage for damages incurred due to natural disasters and human error. In addition, most mobile Samsung insurance policies cover up to two instances of screen damage.
Affordable premium option
Also, some of the best insurance providers offer substantial financial coverage against an affordable premium amount. Additionally, they allow policyholders to pay their premiums online through net banking, UPI, mobile wallets, credit cards, or debit cards, simplifying the entire process.
